With a market cap of $140.7 billion, Citigroup Inc. (C) is a diversified financial services holding company that provides various financial products and services to consumers, corporations, governments, and institutions. Founded in 1812, the New York-based company operates through five segments: Services, Markets, Banking, U.S. Personal Banking, and Wealth.

Companies worth $10 billion or more are generally described as "large-cap stocks." C fits right into that category, with its market cap exceeding this threshold, reflecting its substantial size and influence in the regional banking industry. Citigroup benefits from having around 200 million customer accounts in more than 160 countries and jurisdictions.

The banking giant's stock dropped nearly 10.6% from its 52-week high of $84.74 achieved on Feb. 18. C’s stock has declined 5.2% in the past three months, lagging behind the Financial Select Sector SPDR Fund’s (XLF) 2.3% decrease.

In the longer term, C has grown over 7.7% on a YTD basis, whereas XLF rose 5.5%. However, shares of C soared 21.7% over the past 52 weeks, underperforming the XLF's nearly 22.4% rise over the same time frame.

Citigroup has traded mostly above its 200-day moving average since last year and above its 50-day moving average since early April, with some fluctuations.

On Apr. 15, C shares closed up more than 1% after reporting its Q1 results. The company reported a 3% year-over-year increase in its revenue, which amounted to $21.6 billion and surpassed the Street’s estimates. Moreover, its net income came in at $4.1 billion, compared to $3.4 billion in the previous year’s quarter. Additionally, C’s adjusted EPS for the quarter amounted to $1.96 and surpassed the consensus estimates by 6.5%.

Its top rival, Wells Fargo & Company (WFC), has outperformed the stock over the past year with its shares surging 6.4% on a YTD basis and 24.7% over the past year.

Among the 22 analysts covering the C stock, the consensus rating is a “Moderate Buy.” Its mean price target of $84.55 suggests an 11.5% upside potential from current price levels.